Our Story
Who We Are
MJ Financial Group LLC was founded with a mission that challenges the traditional lending model: that business owners deserve direct access to capital, with decisions made by humans who understand business — not automated systems designed to minimize risk at the expense of opportunity.
Founded by Mohammad Jaradat and headquartered in Largo, Florida, MJ Financial Group LLC operates as a direct lender, providing working capital loans, equipment financing, revenue-based financing, and other business funding solutions to companies nationwide.
The Gulf Coast has always attracted those who see opportunity where others see risk — entrepreneurs who crossed their own meridian and built something from nothing. That's the spirit that drives everything we do at MJ Financial Group.
Our Principles
No hidden fees, no bait-and-switch terms. We present our funding offers clearly and completely so you can make an informed decision with confidence.
Business doesn't wait. Our direct lending model eliminates layers of review, enabling us to approve and fund businesses in days — sometimes hours — not weeks.
We evaluate every business on its full story, not just a credit score. Revenue trends, business history, and growth potential are all part of our underwriting picture.
We want to be the lender you return to — not a one-time transaction. When your business grows, we grow with you, offering more capital and better terms over time.
Capital should not be a privilege. We work with businesses across all 50 states and in virtually every industry, from retail to construction to professional services.
Every commitment we make is one we intend to keep. Our reputation is built one funded business at a time, and we treat that trust as our most important asset.
Why It Matters
When you work with a broker, your application travels through multiple hands. Each layer adds time, fees, and distance between you and a decision. As a direct lender, MJ Financial Group cuts all of that out.
No bank approval required. Our funding decisions are made internally, from our own balance sheet.
Eliminate the broker queue. One team reviews your file and makes a decision — period.
What you're offered is what we fund. No middleman fees inflating your cost of capital.
You speak with our team, not a call center. Questions get answered by decision-makers.
Apply today and get a funding decision directly from our team — not an algorithm.
Start Your Application