Business Funding Solutions
From working capital to equipment and everything in between — flexible funding for every growth stage.
Our Products
As a direct lender, we design and fund each product ourselves — giving us the flexibility to structure deals that fit your business, not just our criteria.
A working capital loan provides immediate liquidity to cover the operational costs that keep your business running — payroll, rent, inventory, utilities — and the strategic investments that help it grow. Unlike long-term financing, working capital loans are structured to match short-to-medium business cycles.
Ideal for businesses with strong revenue who need to bridge cash flow gaps, seize a time-sensitive opportunity, or simply smooth out seasonal fluctuation.
Your business is only as capable as its tools. Equipment financing from MJ Financial Group lets you acquire the machinery, technology, vehicles, and infrastructure your business needs — without depleting working capital or straining your cash position.
The equipment itself typically serves as collateral, allowing us to offer competitive terms to businesses that might not qualify for unsecured financing. We finance equipment across industries: construction, transportation, food service, manufacturing, healthcare, and more.
Revenue-based financing is capital that breathes with your business. Instead of fixed monthly payments, repayment is structured as a percentage of your daily or weekly business revenue — meaning when business is strong, repayment is faster; when business is slower, your payment obligation decreases proportionally.
This is an ideal structure for businesses with seasonal revenue patterns, growing businesses with strong sales but limited credit history, or any owner who values cash flow flexibility over the certainty of fixed payments.
A business line of credit is the most flexible funding tool available to a growing company. Once approved, you draw funds as needed — only paying interest on what you use. As you repay, your available credit restores, giving you a revolving source of capital for ongoing needs.
Unlike a term loan, a line of credit is not a one-time event. It's an ongoing relationship with capital that lets you act decisively without waiting for a new approval cycle each time an opportunity or obligation arises.
If your business sells on net terms — net 30, net 60, or net 90 — you know the frustration of waiting for customers to pay while your own obligations pile up. Invoice financing converts your outstanding receivables into immediate working capital, letting you operate and grow without waiting on slow-paying customers.
We advance a significant percentage of your outstanding invoices' face value, providing liquidity now while your receivables continue to process in the background. When the invoice is paid, the remaining balance (minus fees) is forwarded to you.
Your business has proven its model. Now it's time to scale. Whether you're opening a second location, expanding your production capacity, entering a new market, or making a strategic acquisition — expansion funding from MJ Financial Group is built for businesses at the inflection point between "working" and "thriving."
Expansion funding is structured for businesses with demonstrated revenue and a clear growth plan. We work with you to understand your growth thesis and structure capital that aligns with your execution timeline.
Who We Fund
Contact us and our team will help you identify the right funding structure for your situation — no obligation.
Talk to Our Team